What does track 1 data contain?

Track 1: the cardholder name, account number (PAN), expiration date, bank ID (BIN), and several other numbers the issuing bank uses to validate the data received.

What is the difference between CVC1 and CVC2?

While CVC1 is encoded in the magnetic stripe, CVC2 is only printed on the card itself– three-digits on the back under the magnetic stripe for Visa, Mastercard and Discover, and four-digits on the front for American Express. CVC2 and CVC1 are by design incompatible.

Is CID the same as CVV?

Known as a Card Verification Value (CVV) on Visas and a Card Verification Code (CVC) on MasterCards, these three-digit CSC codes are printed in small boxes beside the signature strip on the back of cards. On American Express and Discover cards, the CSC number is known as a Card Identification Number (CID).

What is a 121 service code?

o 101—Magnetic-stipe card; international use o 120—Magnetic-stripe card; international use; PIN is required o 121—Magnetic-stripe card; international use; online authorization required for all transactions o 201—EMV chip card; international use o 221—EMV chip card; international use; online authorization required for …

Where to find track 1 and track 2 data?

Track 1 vs. Track 2 Data. There are two types of full track data located within the magnetic stripe – Track 1 and Track 2. Track 1 contains all fields of Track 2 plus the cardholder’s name and additional fields for proprietary use of the card issuer.

What does track 1 on a credit card mean?

The only track that may contain alphabetic text. Also the only track that contains the cardholder’s name. Written with the code DEC sixbit or six-bit character code plus odd parity. Information on track 1 on financial cards is contained in several formats. Reserved for proprietary use of the card issuer.

How many characters are in a track 2 card?

Track 2 This format was developed by the banking industry (ABA). This track is written with a 5-bit scheme (4 data bits + 1 parity), which allows for sixteen possible characters, which are the numbers 0-9, plus the six characters : ; < = > ? .

How many characters are in track 1 magnetic stripe card?

Track 1 (IATA) Up to 79 ALPHA 7-bit (including parity) characters (alphanumeric) including SS, ES and LRC. Read only. It comprises the following fields (in this order): SS: Start Sentinel. 1 character: %. FC: Format Code. 1 character (alphabetic only):