Is running over a curb considered an accident?

It’s not really an accident you’ve been involved in. If there is no real damage and no injuries, it’s more an incident than an accident. If both parties are in agreement, there is no need to file an accident report. That changes if there is serious damages or if someone is hurt.

What is the difference between hit and run and leaving the scene of an accident?

What is the Difference Between Misdemeanor and Felony Hit and Run? Leaving the scene of an accident can be a felony or a misdemeanor. Generally a hit and run is a felony whenever there has been an injury to a person.

Is hitting a pole considered an accident?

Collision coverage is generally what you need in your car insurance policy to cover hitting a pole. Whether it’s a light post, a telephone pole, or anything else, it would be covered under collision coverage. You won’t get collision (or comprehensive) coverage with a basic insurance policy.

What happens if you hit a car from behind?

If a car hits you from behind, it’ll almost never be your fault, even if you were stopped. But the driver who hit you may have a claim against a third party driver that caused you to stop suddenly or the car behind him that pushed him into your car. This doesn’t affect his or her liability for the damage to your car.

Who is at fault if you get hit from behind?

If someone hits you from behind, it is virtually never your fault, regardless of why you stopped. A basic rule of the road requires a driver to be able to stop his or her vehicle safely if traffic is stopped ahead. A driver who cannot stop safely is not driving as safely as the person in front.

Is rear ending always your fault?

Not every rear-ender is the fault of the tailing driver. In fact, there are many instances where the leading driver can be at fault, or at least partially. These instances often include: Dangerous driving (such as driving carelessly in bad weather conditions); Dangerously merging in front of you (cutting you off);