What is SIP in BPI?
Special Installment Plan (SIP) Loan Terms and Conditions. Eligibility – A credit cardholder (the “Cardholder”) of Bank of the Philippine Islands (the “Bank”) for at least twelve (12) months and of good standing is qualified to avail of the BPI Special Installment Plan (S.I.P.)
Can I use my BPI debit card for installment?
2. BPI Cardholders are entitled to avail of Real 0% Installment Program. This allows Cardholders to avail of 3, 6, or 12 months Real 0% installment at www.abenson.com.
How can I check my SPI balance in BPI?
BALANCE INQUIRY THROUGH TEXT Text BALCC<16-digit card number> and send to 2274.
How do I convert a straight payment installment to BPI?
Call 89-100 or visit any BPI branch near you. This must be done before you can make a payment via BPI Online Banking. Under the said facility, the Cardholder has the option, subject to EastWest’s approval, to convert his/her new retail or straight charge transaction (contained in a single charge slip) to installment.
How much is BPI credit card annual fee?
How much is the annual fee for my BPI Blue Mastercard? The annual membership fee is free on the 1st year and Php 1,550 on the 2nd year and onwards.
What is add on rate per month?
Add-on rates determine the interest payable at the beginning of a loan, then it is added per month to the principal with each payment. The interest payable amount per month is the same throughout the loan period. The monthly repayment amount is determined using the annuity payment formula.
Can I use my BPI debit card to pay online?
Yes, you can use your BPI Debit Mastercard to pay online wherever Mastercard is accepted as long as you enable e-commerce for your card. Yes, the BPI Debit Mastercard can be used to pay for online/app purchases or services.
Can I use my debit card for installment?
A debit card can do installment online Online shopping is a great way of using cards instead of cash, which means that you have more ability to control your money, schedule payments, and split the amounts.
How much is the penalty for late payment of BPI credit card?
| Rates and Fees Table | |
|---|---|
| Card Type | BPI Family Credit Card Mastercard |
| Penalty Fees | |
| Late Payment | P850 or equivalent to the value of the unpaid minimum amount due, whichever is lower, will be charged per occurrence per card. |
| Returned Check | P100 for every returned check and additional 6% of the check amount |
Can I pay installment with credit card?
Paying a credit card bill via equated monthly instalments (EMIs) essentially means converting the credit card dues into a loan and paying it via EMIs. You can either convert the entire billing amount into EMIs or select specific card transactions crossing a threshold amount for which you want to pay via EMIs.
How do I waive my BPI annual fee?
Annual Fee Waiver Program | BPI. Use your BPI Credit Card and have your membership fee waived for the year. Get your annual membership fee waived when you meet the spend requirement. Use your card online or in-store for your everyday purchases.