How does US bank cash plus work?

The U.S. Bank Cash Plus gives cardholders the chance to earn big rewards on categories of their choice. Add no annual fee, a bonus, and an introductory balance transfer promotion to the mix and the card is worth considering for everyday use. Just keep in mind that it may take some extra effort to maximize your rewards.

What are the US bank cash plus categories?

US Bank Cash+ Card 5% Bonus Categories

  • TV, Internet & Streaming Services.
  • Fast Food.
  • Cell Phone Providers.
  • Department Stores.
  • Home Utilities.
  • Select Clothing Stores.
  • Electronics Stores.
  • Sporting Goods Stores.

How do I choose US Bank Cash Plus categories?

Here’s how:

  1. Visit usbank.com/cashplus and log in.
  2. Select Choose Your Categories.
  3. Click on the two 5% categories and one 2% category you wish you enroll then select “Activate categories.”

How do I redeem US Bank Cash Plus?

How to redeem rewards through Online Banking:

  1. Log in to Online Banking, this link opens in new window.
  2. Locate the “My Accounts” tab and select “My Rewards”.
  3. Select “Redeem Rewards”

What credit score is needed for a U.S. Bank credit card?

Compare to Other Cards

U.S. Bank Visa® Platinum Card Citi® Diamond Preferred® Card Chase Freedom Unlimited®
Recommended Credit Score 690850good – excellent Recommended Credit Score 690850good – excellent Recommended Credit Score 690850good – excellent

Does U.S. Bank have referral program?

One-time $200 bonus will be awarded for redemption when you are approved for a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases totaling $1,000 or more are made to your account within 120 days from account opening.

What is a US Bank Rewards Card?

The U.S. Bank Rewards Card (“Card”) is a non-reloadable Visa or Mastercard prepaid card issued by U.S. Bank National Association (“U.S. Bank”) that is loaded with value and given to you as authorized and determined solely by an organization in connection with a loyalty, award or promotional program.

How much is a cash advance fee for U.S. Bank?

Sample cash advance fees

Cash advance type (with U.S. Bank) Associated fee
Cash advance Either 5% of the amount of each advance or $10 minimum, whichever is greater.
Cash equivalent advance Either 5% of the amount of each advance or $20 minimum, whichever is greater.

How often does U.S. Bank increase credit limit?

Does U.S. Bank automatically increase your credit limit? U.S. Bank and other providers may review your account after six months and automatically increase your credit limit. If you don’t receive an automatic increase, you can request a credit limit increase online or by phone.

Are U.S. Bank cards hard to get?

That being said, US Bank is quite difficult to get approved with. There is no hard limit to the amount of US Bank credit cards you can hold. But keep in mind that the more cards you have with them, the more difficult it is to get approved.

What are the rewards on the U.S.Bank cash + card?

What are the rewards on the U.S. Bank Cash+ card? The U.S. Bank Cash+™ Visa Signature® Card, earns 5% cash back on the first $2,000 in combined eligible net purchases each quarter in two categories you select yourself.

Who is the issuer of the US Bank Visa card?

Upon approval, see your Cardmember Agreement for details. The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only. Get your burgers, subs, tacos, baked goods and more — plus earn cash back.

What kind of credit card can I use at U.S.Bank?

An eligible U.S. Bank account relationship is defined as: Checking or Savings account, Certificate of Deposit, Mortgage, Home Equity Loan, Home Equity Line of Credit, Auto/Boat/RV Loan, Personal and Small Business Loans and Lines, Commercial Loan & Lease, Premier Lines, Private Banking account or U.S. Bank credit card.

Where can I apply for US Bank rewards credit card?

U.S. Bank partners with various retailers, airlines and other businesses to offer rewards credit cards to their customers. Visit these websites to learn more and apply for any of the cards below.